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This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. Persons
accessing this site are encouraged to seek independent counsel for advice regarding their individual legal issues.
George Pecherek and Associates
Attorneys at LawAttorneys at Law
8041 North Milwaukee Avenue
Niles, IL 60714

(847) 583-0101
fax (847) 583-0111

    1. Consult an attorney.

    Becoming informed about your legal rights and responsibilities is the most crucial step in the divorce process.
    An experienced divorce attorney will be able to counsel you on the law as it applies to the facts of your situation
    and advise you on the best way to proceed (or not proceed).

    2. Put your kids at the top of your agenda:

    Of all the parties to a divorce, children are the ones who often suffer the most. During the divorce process, keep
    your children’s routines as normal as possible. If you and your spouse are arguing in front of the children –
    stop. If you and your spouse cannot be together with the children without arguing, create a schedule of
    separate times for each of you to be with the children. Stay involved  in your children’s school, sports, and
    social activities. Do not badmouth your spouse to your children.

    3. Inventory household and family possessions and debts:

    Make a list of assets: bank accounts, collections, furniture, artwork, jewelry, appliances, automobiles, etc. Don’t
    forget to check the storage areas of your home and your safe deposit box for valuables. Make a list of debts:
    mortgages, credit cards, student loans, etc. Run a credit check on yourself and your spouse to make sure that
    you know of all debts. Try to improve your credit rating if necessary.

    4. Gather important family and business documents:

    Go through the household files and make copies of everything you can find: tax returns, bank statements,
    check registers, investment statements, retirement account statements, employee benefits handbooks, life
    insurance policies, mortgage documents, title policies, financial statements, credit card statements, wills, Social
    Security statements, automobile titles, etc. If your spouse is self_employed, it is important to gather as much
    information as possible about the finances of the business. Don’t forget to check the home computer as a
    source of financial information.

    5. Know the household expenses:

    If possible, go through your check register for the past year and write down the cost of each utility, mortgage,
    and other household expense for each month. Keep track of the cash you spend on a daily basis so that you’ll
    be able to ascertain your monthly cash expenditures also. Knowledge of your household expenses is important
    at the beginning of the case, when temporary support is often an issue.

    6. Find out exactly what your spouse earns:

    If your spouse earns a regular salary, it is easy to look at a pay stub to determine his/her income. However, if
    your spouse is self_employed, owns a business, or receives any portion of his/her income in cash, it is much
    more difficult to determine the amount of his/her income.  If your spouse is self_employed or gets paid in cash,
    keep track of the money flowing in for several months.

    7. Build a "nest egg" of your own:

    Even if divorce is a remote possibility, you should always have access to money of your own. If your spouse
    moves out and stops paying bills, you will need to pay them until temporary support orders can be entered. If
    you are the one who is going to file for divorce, you’ll need money for a retainer. If you envision moving out of
    the marital home, you may need money for a security deposit and for household items. Start saving now and if it
    becomes necessary to initiate divorce proceedings  you will have built up a nest egg of your own.

    If you need a lawyer who will listen to your concerns and provide the necessary experience and expertise to
    assist you in obtaining the results you seek, contact George Pecherek & Associates, P.C.
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Niles, IL 60714